Why You Should Finance Your Truck

Trucks are invaluable and versatile tools, durable and capable enough for any number of jobs and professions. But these machines aren’t cheap, and it can be hard to get the one you need on a budget.

We here at California Truck Centers want to make sure you get exactly what you need, so we’ve put together some of the ways that financing your truck purchase can help, below. To learn more, or to talk to our financing department for yourself, contact our stores throughout California, today!

Get It Faster

Time is a precious commodity in just about any profession, and getting the tools you need in a timely manner can be the difference between success and failure. With the high prices on trucks these days, you might struggle to pay off the full sticker price at once.

But if you finance the purchase, your down payment will only need to be around 10-20% of the full cost. After that you just pay off the rest of the truck in monthly installments plus interest. With that payment option, you get the truck much sooner, allowing you to make money with it while you pay it off. 

Get More Options

Financial barriers can be frustrating, and they’re likely to limit the variety and types of trucks you can afford. That can make it difficult to find the truck you need without breaking the bank, which is one more reason why financing is so handy. Because you’re only paying 10-20% of the full price up front, you gain access to more truck types and models than you would otherwise have been able to afford. You might find a more specialized model with more features you wanted, thanks to that lower barrier!

Get Better Options

Of course, that lower financial barrier doesn’t just give you access to more types of trucks—it also gives you access to better models entirely. With the smaller upfront costs, you may be able to afford a higher-end model or an upgraded version of a model that suits you. With financing, more expensive, advanced, and durable trucks become readily available with all the technological advances and comforts they include.

Increase Financial Flexibility

Of course, you don’t have to spend the money you’re saving on the truck itself. Financing means you get to keep more of your money in general, allowing you to spend it where you need or want to. Whether you save it up to help make monthly payments easier, use it to fund maintenance or supply needs, or spend it on something else entirely, it’s your money to use how you like.

Ready to get started? For more information, or to talk to our financing experts, contact us at California Truck Centers. We proudly serve the people of the great state of California—let us serve you today!